Terms & Conditions

Introduction

1. These Terms and Conditions (the “Terms”) constitute a binding legal agreement between TickWise Limited, a company incorporated and existing under the laws of Ireland with registration number 766915 and registered at Pod 2, The Old Station House, 15a Main Street, Blackrock, Dublin, A94T8P8, Ireland (“TickWise”, “We”, “Our” or “Us”), and each person who accesses or uses the TickWise website https://tickwisefunding.com (the “Website”) or the TickWise technology platform (the “Platform”). Each such person is referred to as a “User”, “you” or “Your”.
2. The Terms govern your access to and use of the Services (as defined below). By registering for, accessing, or using the Website or the Platform, you:
   • Confirm that you have read, understood, and accepted these Terms, as amended from time to time;
   • Represent and warrant that you are at least 18 years of age, have the legal capacity to enter into these Terms, and are not located in or a resident of any jurisdiction in which access to the Services is restricted; and
   • Agree to comply with all applicable laws and regulations when using the Services.
3. You may expressly accept these Terms by checking the acceptance box or performing another appropriate action evidencing your acceptance during the registration process on the Platform. In any event, by accessing or using the Website or Platform, you are deemed to accept these Terms.
4. TickWise may amend these Terms at any time, in its sole discretion, to reflect legal, regulatory, or operational changes. Updated Terms will be posted on the Website and will take effect immediately upon posting, unless otherwise required by Irish or EU law. Your continued use of the Website or Platform after such posting constitutes your acceptance of the revised Terms.
5. Nothing in these Terms, nor any content or feature provided through the Platform, constitutes investment advice, financial advice, a recommendation to trade, or an offer of financial instruments within the meaning of Directive 2014/65/EU on markets in financial instruments (“MiFID II”) or any other applicable regulatory framework. TickWise is a technology provider and does not operate as a broker, dealer, investment firm, or financial adviser.

We recommend that you print a copy of these Terms for future reference.

1. Definitions

For the purposes of these Terms and Conditions, the following expressions shall have the meanings set out below. Words in the singular include the plural and vice versa, and references to “including” shall be construed without limitation.

• Account: means a User profile registered on the Platform which enables a User to access and use the Services, including Evaluation Programs, Dashboards, and, where applicable, Funded Accounts.
• Authorized Countries: means the list of jurisdictions in which Users are permitted to register and access the Services, as published and updated by TickWise on the Website. Users resident, domiciled, or located outside the Authorized Countries may not access or use the Services.
• Consumer: means a natural person who is acting for purposes wholly or mainly outside his or her trade, business, craft, or profession, in accordance with Directive 2011/83/EU and applicable Irish law.
• Dashboard: means the online interface provided through the Platform that displays a User’s trading performance, analytics, statistics, and compliance with the applicable Program Rules.
• Evaluation Program or Program means a structured trading assessment offered by TickWise through the Platform, which requires the User to comply with defined performance targets, risk limits, and other Program Rules as a condition for potential access to a Funded Account.
• Funded Account: means a trading account, whether simulated or real, provided, owned, and controlled by TickWise or its partners, which may be made available to a User upon successful completion of an Evaluation Program, subject to additional terms and conditions.
• KYC/AML: means “know your customer” and “anti-money laundering” checks, including verification of identity, address, source of funds, sanctions screening, and other due diligence required under Irish or EU law and any other applicable regulation.
• Payout: means any payment made by TickWise to a User in connection with a Funded Account, subject to successful completion of the applicable Program Rules, these Terms, and any relevant KYC/AML requirements.
• Platform: means the proprietary online technology system operated by TickWise.
• Program Rules: means the proprietary online technology system operated by TickWise, including the Website and associated software, that enables Users to participate in Evaluation Programs, access Dashboards, and, where applicable, use Funded Accounts.
• Prohibited Practices: means any conduct expressly prohibited under these Terms or the Program Rules, including but not limited to: exploiting bugs, errors, or vulnerabilities in the Platform; using automated trading systems without authorization; engaging in collusion or coordinated trading; opening or operating multiple Accounts without consent; misrepresenting identity or information; or otherwise attempting to circumvent the Program Rules.
• Services: means the services provided by TickWise to Users through the Platform, including access to Evaluation Programs, Dashboards, and, where applicable, Funded Accounts, together with related customer support and ancillary services.
• Third-Party Services: means any services, technologies, or resources provided by third parties (including payment processors, hosting providers, and brokerage partners) that may be integrated with, or accessed through, the Platform.
• User, You or Your means any individual who registers for an Account and uses the Platform to access the Services, whether acting on their own behalf as a Consumer or, where permitted, on behalf of a business entity.
• Website: means the official website of TickWise currently located at https://tickwisefunding.com and operated by TickWise.

2. Platform Summary

2.1. The Platform is operated and managed by TickWise to provide Users with access to evaluation programs designed to assess trading ability against defined Program Rules. Access is offered on a paid basis, and each program specifies the applicable conditions, including profit targets, drawdown limits, permitted instruments, and timeframes.

2.2. The outcome of each evaluation is determined exclusively by TickWise. Successful completion may result in conditional access to a Funded Account. Funded Accounts are accounts allocated from TickWise’s own capital and remain at all times the sole property and under the sole control of TickWise.

2.3. The Platform also provides dashboards and analytics for monitoring trading performance, statistics, and compliance with the Program Rules. Access to any Funded Account may be suspended, restricted, or terminated by TickWise at any time, including in cases of non-compliance, misuse, or breach of these Terms.

2.4. To preserve the integrity of the evaluation process and the Platform, Users are strictly prohibited from:

• exploiting or attempting to exploit any technical bugs, loopholes, or vulnerabilities in the Platform or Funded Accounts;
• engaging in high-frequency trading or any activity designed to circumvent Program Rules;
• sharing account credentials, permitting third-party access, or allowing another person to trade on their behalf;
• creating or using accounts on behalf of another person or entity without authorization;
• engaging in any fraudulent, abusive, or manipulative conduct, including coordinated trading with other Users.

Violation of these prohibitions will result in immediate suspension or termination of access to the Platform, loss of eligibility for a Funded Account, and potential forfeiture of fees or payouts.

2.5. TickWise operates exclusively as a proprietary trading firm. All trading conducted through the Platform and any Funded Account is carried out solely with TickWise’s own capital. At no time does TickWise solicit, pool, hold, or manage client funds, nor does it provide brokerage services, portfolio management, investment advice, or the offering of financial instruments to the public within the meaning of Directive 2014/65/EU (MiFID II), the Irish Investment Intermediaries Act 1995, the UK Financial Services and Markets Act 2000, or any other applicable regulatory framework. Nothing provided through the Platform constitutes investment advice, financial advice, a recommendation to trade, or a financial promotion. Users are assessed only for their ability to comply with Program Rules, and all trading activity is undertaken entirely at the User’s own risk.

2.6. In the event of any inconsistency between these Terms and program-specific conditions, the program-specific conditions shall prevail.

3. Account Registration Requirements

3.1. To access and use the Platform, you must register and create an Account. Registration requires you to provide accurate, current, and complete information, including but not limited to your full name, a valid email address, a mobile phone number for verification, and such additional information as TickWise may reasonably request from time to time.

3.2. As part of the registration process, and before accessing certain Services (including payouts or Funded Accounts), you will be required to complete identity verification (KYC). This may include providing a government-issued identification document, proof of address, and any other documents or information reasonably requested by TickWise or its third-party verification providers. Failure to complete verification, or provision of false or misleading information, will result in denial, suspension, or termination of your Account.

3.3. An Account is personal to the User who registers it and may not be transferred, licensed, or shared with any other person without TickWise’s prior written consent. If an Account is established on behalf of a legal entity, that entity is deemed to be the Account owner and is fully responsible for compliance with these Terms. Any request to transfer an Account to another person or entity must be submitted in writing to TickWise and will take effect only with our express written approval.

3.4. You are responsible for maintaining the confidentiality and security of your login credentials. You are fully responsible for all activity that occurs under your Account, whether or not authorized by you. You agree to notify TickWise immediately of any unauthorized access to, or use of, your Account. TickWise shall not be liable for any loss or damage arising from your failure to secure your Account.

3.5. TickWise may, in its sole discretion, impose conditions or restrictions on your access to the Services, including but not limited to prior conduct, compliance with Program Rules, AML/KYC verification, or evidence of fraudulent or abusive activity.

3.6. You may not create an Account if you:

• 3.6.1. are under 18 years of age;
• 3.6.2. are resident, domiciled, or located in a jurisdiction that is not on TickWise’s authorized list of countries;
• 3.6.3. have been previously suspended or terminated by TickWise; or
• 3.6.4. intend to use the Platform in breach of applicable law or these Terms.

4. User Interactions and Relationship with TickWise

4.1. By registering an Account and purchasing access to an Evaluation Program through the Platform, you enter into a direct contractual relationship with TickWise. All rights and obligations relating to the Services, including Evaluation Programs, Dashboards, and, where applicable, Funded Accounts, arise solely between you and TickWise under these Terms and any program-specific conditions.

4.2. Each Evaluation Program specifies the applicable Program Rules, which may include profit targets, drawdown limits, permitted instruments, trading periods, and other requirements. You agree to trade strictly in accordance with the Program Rules. TickWise, in its sole discretion, determines whether you have successfully completed an Evaluation Program.

4.3. Where TickWise grants you access to a Funded Account following successful completion of an Evaluation Program, such access is conditional and revocable. All Funded Accounts remain the property of TickWise or its designated partners. TickWise retains the sole right to monitor, suspend, restrict, or terminate access to a Funded Account at any time, including for breach of Program Rules, Prohibited Practices, AML/KYC concerns, or misuse of the Platform.

4.4. To ensure fairness and integrity, Users must not engage in the following practices when using the Platform or any Funded Account:

• 4.4.1. exploiting bugs, errors, or vulnerabilities in the Platform or trading environment;
• 4.4.2. using high-frequency trading strategies or any method designed to bypass or manipulate Program Rules;
• 4.4.3. sharing login credentials, permitting third-party access, or allowing another person to trade on your behalf;
• 4.4.4. opening or using multiple Accounts without TickWise’s written consent;
• 4.4.5. engaging in coordinated trading with other Users or in any form of collusion;
• 4.4.6. using false, misleading, or fraudulent identification or payment details.

4.5. Violation of these prohibitions may result in immediate suspension or termination of your Account, loss of access to any Funded Account, forfeiture of fees or payouts, and reporting to relevant regulatory or enforcement authorities.

4.6. You acknowledge and agree that:

• 4.6.1. TickWise is not a broker, dealer, investment firm, financial adviser, or asset manager;
• 4.6.2. nothing on the Platform constitutes investment advice, financial advice, or an offer of financial instruments to the public; and
• 4.6.3. you trade entirely at your own risk and remain solely responsible for your trading decisions and outcomes.

4.7. In the event of any inconsistency between these Terms and the conditions specific to a particular Evaluation Program or Funded Account, the program-specific conditions shall prevail.

5. Performance Monitoring and Review

5.1. All activity on the Platform, including participation in Evaluation Programs and trading within Funded Accounts, is monitored by TickWise through its dashboards, analytics, and internal review systems. Performance data is collected and analysed to assess compliance with the Program Rules, detect Prohibited Practices, and evaluate a User’s eligibility for progression within the Programs.

5.2. TickWise reserves the right to review and assess a User’s performance and conduct at any time. Following such review, TickWise may, in its sole discretion:

• 5.2.1. permit the User to continue participating in the relevant Program or Funded Account;
• 5.2.2. suspend the User’s access to some or all Services, either temporarily or permanently;
• 5.2.3. terminate the User’s Account and bar further access to the Platform; or
• 5.2.4. withhold or cancel any pending payouts or benefits, where there is evidence of a breach of these Terms, the Program Rules, or applicable law.

5.3. Users acknowledge and agree that TickWise is the sole arbiter of performance under any Evaluation Program and retains exclusive authority to determine compliance with the Program Rules. TickWise is not subject to review or appeal in respect of such determinations.

5.4. In the event that a User’s access to the Services is suspended or terminated:

• 5.4.1. no further fees shall accrue beyond the effective date of suspension or termination;
• 5.4.2. any fees already paid remain non-refundable; and
• 5.4.3. TickWise shall have no further liability to the User other than as required by mandatory provisions of Irish or EU law.

5.5. By using the Platform, you waive and release TickWise, its affiliates, and partners from any and all claims, demands, and damages (whether known or unknown, actual or contingent) arising out of or in connection with TickWise’s performance monitoring, reviews, determinations, suspensions, or terminations under this Section.

6. Communication

6.1. TickWise may contact you through the Platform, including via in-app notifications, or through external channels such as email, text messages, or telephone calls, using the contact details you provided at registration. By creating an Account, you consent to receive such communications, which may relate to your Account, Evaluation Programs, compliance with Program Rules, security matters, service updates, or legal notices.

6.2. All communications from you to TickWise must be made through the official support channels specified on the Website. Any communication outside of those channels will not be deemed valid notice to TickWise. Users are prohibited from misrepresenting their identity when communicating with TickWise or other Users.

7. Fees and Payments

7.1. Account registration is free of charge. To access an Evaluation Program, you must pay the applicable program fee at the time of purchase through the Platform. All fees are clearly displayed at checkout and must be paid in full before you may access the relevant Program. Unless otherwise required by Irish or EU consumer protection law, all fees are strictly non-refundable, regardless of whether you complete or pass the Program. By purchasing access to a Program, you expressly waive any statutory right of withdrawal once the Program has commenced.

7.2. Payments are processed by third-party providers, including RisePay and its banking or cryptocurrency partners, and may be subject to additional terms and conditions imposed by those providers. TickWise does not guarantee the availability of any particular payment method and may change or suspend accepted methods at any time.

7.3. Program fees may be denominated in different currencies and will be charged against the payment method you select at checkout. Exchange rates, fees, or additional charges imposed by your bank, card issuer, or payment provider are your responsibility.

7.4. Payouts from Funded Accounts are subject to successful completion of KYC and AML checks. TickWise reserves the right to withhold, delay, or cancel payouts where such checks are incomplete, where there is suspicion of fraud, or where a User has breached these Terms or the Program Rules.

8. Cancellation Policy

8.1. Users may cancel their participation in an Evaluation Program prior to the commencement of trading activity. If you cancel after the Program has started, no refund will be available unless expressly required by Irish or EU consumer protection law. By purchasing access to an Evaluation Program, you acknowledge and expressly agree that the Program will begin immediately and that you therefore waive your statutory right of withdrawal under the European Union (Consumer Information, Cancellation and Other Rights) Regulations 2013 once the Program has commenced.

8.2. You may request cancellation of your Account at any time by contacting TickWise through the support channels listed on the Website. Account cancellation will not relieve you of obligations incurred prior to the effective date of cancellation, and fees already paid remain non-refundable.

9. Liability of the User

9.1. You are solely responsible for all activity carried out through your Account and for any data, information, or material you provide to TickWise in connection with your use of the Platform. You represent and warrant that you have all necessary rights, licenses, consents, and permissions to provide such information and that doing so will not infringe the rights of any third party or violate any applicable law or regulation.

9.2. To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless TickWise, its affiliates, and partners against any loss, damage, liability, cost, or expense (including reasonable legal fees) arising out of or in connection with: (a) your use of the Platform or Services; (b) your breach of these Terms or the Program Rules; (c) any attempt to engage in Prohibited Practices; or (d) any violation of law or third-party rights.

9.3. You acknowledge that all content on the Platform is provided “as is” and may change from time to time. TickWise does not guarantee that any content will be accurate, complete, or up-to-date, and disclaims liability for reliance placed on such content.

10. User’s Warranties

10.1. By registering an Account and using the Platform, you represent, warrant, and agree that:

• 10.1.1. You are at least 18 years of age, legally capable of entering into binding agreements, and not subject to any restrictions that would prevent you from using the Services.
• 10.1.2. All information and documentation you provide to TickWise (including KYC/AML documents) are true, accurate, current, and complete.
• 10.1.3. You will use the Platform only in accordance with these Terms, the Program Rules, and all applicable laws and regulations.
• 10.1.4. You will not use the Platform to engage in any unlawful, fraudulent, abusive, defamatory, or harmful activity, or in a manner that infringes any third-party rights, including intellectual property or privacy rights.
• 10.1.5. You will maintain the confidentiality of your Account credentials and will be responsible for all actions taken under your Account.
• 10.1.6. You will not attempt to interfere with, damage, disrupt, or misuse the Platform or any Funded Account, including by introducing viruses, automated trading tools, bots, or other malicious code.
• 10.1.7. You will not use the Platform in any way that competes with, copies, or attempts to replicate TickWise’s business model, technology, or Services.
• 10.1.8. You acknowledge that you have not relied on any statement, representation, or warranty made by TickWise other than those expressly set out in these Terms.
• 10.1.9. You understand and accept that you trade at your own risk, that TickWise does not provide financial or investment advice, and that access to any Funded Account is conditional and revocable.
• 10.1.10. You are solely responsible for any taxes, duties, or similar charges that may arise in connection with any payouts or other benefits you receive through the Platform.

11. Liability of TickWise

11.1. TickWise may update or amend these Terms from time to time. Updated Terms will be posted on the Website, and the date of the most recent version will always be indicated at the top of the document. Your continued use of the Platform after publication of any updated Terms constitutes acceptance of those Terms.

11.2. TickWise may update or change the Platform or Services at any time to reflect legal, technical, or business requirements, user needs, or to improve performance. We are under no obligation to maintain, support, or update any particular feature or functionality, and may suspend or withdraw all or part of the Platform without notice, provided this does not breach mandatory legal obligations.

11.3. Although TickWise takes reasonable care in maintaining the Platform, all content and materials made available through the Platform are provided “as is” and “as available.” We make no representation, warranty, or guarantee, whether express or implied, that the Platform or its content will be accurate, complete, up to date, error-free, secure, or uninterrupted. To the fullest extent permitted by law, TickWise disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11.4. EtickWise is not responsible for the accuracy, completeness, legality, or reliability of any third-party services, technologies, or resources accessible through the Platform, including payment providers, hosting providers, or brokerage partners. Links to third-party websites or resources are provided for information only, and should not be interpreted as approval or endorsement by TickWise. Your use of any third-party service or resource is at your own risk.

11.5. To the maximum extent permitted by Irish and EU law, TickWise, its affiliates, and its partners shall not be liable for any loss of profits, revenues, business, goodwill, data, or other indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Platform, regardless of whether such losses were foreseeable. TickWise’s total aggregate liability to you for any claim arising under or in connection with these Terms shall be limited to the amount of fees you paid to TickWise for the Evaluation Program giving rise to the claim.

11.6. Nothing in these Terms excludes or limits TickWise’s liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable Irish or EU law.

11.7. We do not guarantee that our Website will be secure or free from bugs or viruses.

11.8. You are responsible for configuring your information technology, computer programs and platform to access our Website. You should use your own virus protection software.

11.9. You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to our Website, the server on which our Website is stored, or any server, computer, or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offense. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

12. Personal Data

12.1. TickWise collects, processes, and stores personal data in accordance with Regulation (EU) 2016/679 (the GDPR) and the Irish Data Protection Act 2018. Where applicable to cookies and direct marketing, TickWise complies with the European Communities (Electronic Communications Networks and Services) (Privacy and Electronic Communications) Regulations 2011 (S.I. No. 336 of 2011), as amended. Where TickWise offers services to individuals in the United Kingdom, TickWise complies with the UK GDPR and the UK Data Protection Act 2018.

12.2. By creating an Account and using the Platform, you acknowledge that TickWise will process your personal data for the purposes of providing the Services, administering Evaluation Programs, conducting KYC and AML checks, monitoring for fraud or misuse, managing payouts, complying with legal obligations, and improving the Platform. Personal data may include identity documents, contact details, payment information, trading activity, and technical usage data.

12.3. TickWise may share personal data with trusted third-party providers such as payment processors, hosting providers, brokers, and KYC or AML verification services. Where data is transferred outside the European Union or the European Economic Area, TickWise ensures appropriate safeguards are in place in compliance with GDPR requirements, including European Commission adequacy decisions, Standard Contractual Clauses, or Binding Corporate Rules, as appropriate.

12.4. You have rights under data protection law, including rights of access, rectification, erasure, restriction, portability, and objection, and the right to lodge a complaint with the Data Protection Commission. Further details on how TickWise collects, uses, shares, stores, and protects personal data are set out in the Privacy Policy, which forms part of these Terms.

13. Prohibited Uses

13.1. You may only use the Platform for lawful purposes and in accordance with these Terms. You agree not to use the Platform:

• 13.1.1. in any manner that breaches any applicable local, national, or international law or regulation;
• 13.1.2. in any unlawful, fraudulent, deceptive, or abusive manner, or for any unlawful or fraudulent purpose or effect;
• 13.1.3. to engage in, promote, or facilitate money laundering, terrorist financing, market manipulation, or other financial crime;
• 13.1.4. to exploit, harm, or attempt to exploit or harm minors in any way;
• 13.1.5. to transmit, upload, or distribute any defamatory, obscene, offensive, hateful, or otherwise objectionable material;
• 13.1.6. to harass, threaten, bully, insult, intimidate, or humiliate any person;
• 13.1.7. to transmit, send, or facilitate the sending of unsolicited or unauthorized advertising, promotional material, or other forms of solicitation (spam);
• 13.1.8. to misrepresent your identity, impersonate another person, or misstate your affiliation with any person or entity.

13.2. You further agree not to:

• 13.2.1. reproduce, copy, modify, distribute, reverse engineer, or re-sell any part of the Platform except as expressly permitted under these Terms;
• 13.2.2. use any automated trading system, algorithm, bot, scraper, or other technical means to access, monitor, or interact with the Platform without prior written consent from TickWise;
• 13.2.3. interfere with, damage, disable, or disrupt: (i) any part of the Platform; (ii) any equipment or network on which the Platform is hosted; (iii) any software used in the provision of the Platform; or (iv) any equipment, network, or software owned or used by any third party;
• 13.2.4. attempt to gain unauthorized access to any Account, Funded Account, or restricted area of the Platform;
• 13.2.5. circumvent or attempt to circumvent Program Rules, Prohibited Practices, or any security or technical restrictions implemented by TickWise.

13.3. Violation of this section may result in immediate suspension or termination of your Account, revocation of access to the Services, forfeiture of fees or payouts, and possible legal action.

14. Governing Law and Dispute Resolution

14.1. These Terms, their subject matter, formation, interpretation, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them shall be governed by and construed in accordance with the laws of Ireland, without regard to conflict of law principles.

14.2. The courts of Ireland shall have exclusive jurisdiction to settle any dispute, controversy, or claim arising out of or in connection with these Terms, the Services, or the use of the Platform. You and TickWise agree to submit to the exclusive jurisdiction of the Irish courts in respect of all such matters.

14.3. If you are a consumer resident in the European Union, you may also be entitled, under mandatory EU consumer protection law, to bring proceedings in the courts of your country of residence. Nothing in these Terms shall deprive you of any non-waivable statutory rights available to you under such law, including your right to rely on the mandatory consumer protection provisions of your home jurisdiction.

14.4. TickWise will always attempt to resolve disputes directly with Users in good faith. If you have a complaint, you should first contact us using the support channels identified on the Website. We will acknowledge your complaint promptly and aim to provide a substantive response within a reasonable timeframe, taking into account the complexity of the matter and our legal obligations.

14.5. You agree to resolve disputes with TickWise on an individual basis and not to participate in any class, collective or representative action

14.6. In addition, if you are a consumer and you purchased Services online, you are entitled under Regulation (EU) No 524/2013 to use the European Commission’s Online Dispute Resolution (“ODR”) platform to seek to resolve a dispute with us. The ODR platform is accessible at: https://ec.europa.eu/consumers/odr. Please note, however, that TickWise is not obliged to participate in dispute resolution proceedings before an alternative dispute resolution body, and we do not undertake to do so.

14.7. Nothing in this Section shall limit TickWise’s right to bring proceedings against you in any court of competent jurisdiction for the purposes of seeking interim, injunctive, or other equitable relief, protecting its intellectual property rights, enforcing payment obligations, or complying with legal, regulatory, tax, or law-enforcement investigations.

15. Intellectual Property

15.1. All intellectual property rights in and to the Platform, the Website, the Services, and all associated content, software, algorithms, trademarks, logos, trade names, text, graphics, data, and designs (“TickWise IP”) are owned by or licensed to TickWise.

15.2. Subject to these Terms, TickWise grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and Services solely for your personal, non-commercial use in accordance with these Terms.

15.3. Except as expressly permitted, you may not copy, reproduce, distribute, adapt, translate, modify, create derivative works from, publicly display, republish, download, store, transmit, reverse engineer, decompile, or otherwise exploit TickWise IP in any form or by any means without TickWise’s prior written consent.

15.4. You acknowledge that “TickWise” and all related names, logos, and designs are trade marks of TickWise. You must not use such marks without prior written consent.

16. Suspension and Termination

16.1. TickWise may suspend, restrict, or terminate your Account or access to the Services immediately, without notice, if:

• 16.1.1. you breach these Terms or the Program Rules;
• 16.1.2. you engage in or attempt to engage in Prohibited Practices;
• 16.1.3. you fail to complete KYC/AML checks or provide required documentation;
• 16.1.4. TickWise reasonably suspects fraudulent, abusive, or unlawful conduct; or
• 16.1.5. TickWise is required to do so by law, regulation, or order of a competent authority.

16.2. Upon termination, your right to access the Services shall immediately cease. All fees paid remain non-refundable, and TickWise may withhold or cancel any pending payouts.

16.3. Termination of your Account does not affect any rights, obligations, or liabilities of either party that have accrued prior to termination.

17. Force Majeure

TickWise shall not be liable or responsible for any delay or failure to perform any obligation under these Terms if such delay or failure results from events, circumstances, or causes beyond its reasonable control, including but not limited to acts of God, natural disasters, epidemics or pandemics, acts of government or regulators, labour disputes, cyberattacks, telecommunications or internet outages, or war or civil unrest.

18. Assignment

18.1. TickWise may assign, transfer, or subcontract any of its rights or obligations under these Terms at any time, provided that this does not reduce the level of protection afforded to you under Irish or EU law.

18.2. You may not assign or transfer your rights or obligations under these Terms without TickWise’s prior written consent.

19. Entire Agreement

These Terms, together with the Privacy Policy, Program Rules, and any other documents expressly incorporated by reference, constitute the entire agreement between you and TickWise with respect to the Services and supersede any prior agreements, understandings, or arrangements (whether oral or written).

20. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed, and the remaining provisions shall continue in full force and effect.

21. No Waiver

No failure or delay by TickWise in exercising any right, power, or remedy provided under these Terms or by law shall operate as a waiver of that or any other right, power, or remedy.

22. Contact Information

If you have any questions about these Terms or the Services, or if you wish to exercise your legal rights, you may contact TickWise at:

TickWise Limited

Email: [insert support email, e.g. info@tickwisefunding.com]

Website: https://tickwisefunding.com